Gwen Ifill, the moderator of last night's Vice Presidential debate, questioned both candidates on the current financial crisis and it's affects on working Americans. Ifill asked Gov Palin directly about the whether or not she would have agreed with Sen. McCain's vote back in 2005 on the Bankruptcy Bill.

IFILL: Next question, Governor Palin, still on the economy. Last year, Congress passed a bill that would make it more difficult for debt-strapped mortgage-holders to declare bankruptcy, to get out from under that debt. This is something that John McCain supported. Would you have?

PALIN: Yes, I would have.

Gov. Palin went to great lengths to portray herself in folksy terms, often winking at the camera and using homey phrases like, "Now doggone it," This was her attempt to appeal to "Joe Six-Pack" voters, as she styled it, in America. Her sympathies for middle-class voters is limited though, as that quick answer to the question about her support for the Bankruptcy Bill shows.

Sen. Biden, in his response to Gwen Ifill, talked about Sen. Obama's concern over the mortgage market and the rising number of foreclosures:

BIDEN: But here's the deal. Barack Obama pointed out two years ago that there was a subprime mortgage crisis and wrote to the secretary of Treasury. And he said, "You'd better get on the stick here. You'd better look at it."

John McCain said as early as last December, quote -- I'm paraphrasing -- "I'm surprised about this subprime mortgage crisis," number one.

Number two, with regard to bankruptcy now, Gwen, what we should be doing now -- and Barack Obama and I support it -- we should be allowing bankruptcy courts to be able to re-adjust not just the interest rate you're paying on your mortgage to be able to stay in your home, but be able to adjust the principal that you owe, the principal that you owe.

That would keep people in their homes, actually help banks by keeping it from going under. But John McCain, as I understand it -- I'm not sure of this, but I believe John McCain and the governor don't support that. There are ways to help people now. And there -- ways that we're offering are not being supported by -- by the Bush administration nor do I believe by John McCain and Governor Palin.

IFILL: Governor Palin, is that so?

PALIN: That is not so, but because that's just a quick answer,

Well, it was so. Not only did Sen. McCain support the Bankruptcy Bill in 2005, but he voted against nearly every amendment to that bill that sought to protect the rights of "Joe Six-Pack" in a bankruptcy case. Sen. McCain does not support the 2008 Senate measure entitled, "Helping Families Save Their Homes in Bankruptcy Act of 2008," which is what Sen. Biden was referring to in his debate remarks quoted above.(Senator Kerry, along with 13 other Senators including Senator Obama, is a co-sponsor of this amendment that seeks to help  people retain their homes and avoid foreclosure.)

Senator McCain has a consistent record of voting to help out the richest Americans when it comes to protecting assets from being seized in bankruptcy proceedings. He voted not once, but twice in 2005 to uphold "asset protection trusts" in bankruptcy cases and is against helping "Joe Six-Pack" Americans when their homes where threatened with foreclosure. Governor Palin seems to disagree with the Senator on this. Maybe she can push him to start showing middle-class Americans the same kind of concern that he shows the wealthy in bankruptcy cases. It does seem heartless to tell millionaires that their 2nd, 3rd or more houses are safe from seizure while telling other Americans that their one and only home is subject to all the penalties of bankruptcy.